Credit Reports
See the credit history behind the score.
Bring payment history, account information and available credit scores into your screening workflow—with clear reporting and experienced ISS support.
Configured for your purpose. Reviewed within your screening program.
What your team can review.
Credit reports can include the following information, depending on the source and configured product.
Payment History
A history of on-time, late and missed payments, when available.
Accounts & Balances
Account types, current balances and available credit, when available.
Account Status
Information such as open, closed or past due status, when available.
Credit Activity
Recent account activity and inquiries, when available.
Credit Score When Included
A credit score may be included when available from the source and selected in your package.
A score is one part of the picture.
Account history and payment patterns add important context to a credit report. A FICO® score may be available when included in your configured resident report and returned by the source.
Your organization establishes its screening criteria and makes the final decision.
Credit reporting configured for the screening purpose.
Resident Screening
Bring credit information into your property screening workflow where applicable, with authorization and selected services.
Employment Screening
Discuss role-appropriate options and applicable requirements with ISS.
Credit information within a broader applicant picture.
Credit reports can be combined with other services, separately ordered, based on your package.
- Identity Verification
- Income Verification
- Eviction Searches
- Criminal Background Checks
- Landlord Verification
Credit use and alternative workflows depend on the housing program and applicable requirements.
From authorization to your team's review.
- 01Invite & Collect ConsentUse QuickApp to invite applicants and collect authorization.
- 02Order Configured ReportWe order the report based on your selected package and services.
- 03ISS Report ReviewOur team reviews possible record matches for accuracy and completeness before reporting.
- 04Your Organization ReviewsYour team reviews the report based on your documented criteria.
- 05Secure Report & Notice DeliveryGet secure delivery through QuickView, with required notices when applicable.
Your criteria. Your review. Your decision.
Configured Resident Workflows
Discuss ScoreCard Pro recommendations with ISS when selected in your package.
Organization Criteria
Your organization sets and documents its screening criteria and makes the final decision.
Human Support
Get experienced ISS help with your program and questions throughout the process.
Frequently asked questions.
A FICO® score may be included when available from the source and selected in your package. Report contents vary by source and configured product.